Small Business Health Plans

Small Business Health Plans-5
Our licensed agents shop and compare products from multiple insurers to find a solution that's optimal for each company's specific needs.Group health insurance plans are categorized as either indemnity plans (also known as "traditional indemnity," "fee-for-service," or "FFS" plans) or managed care plans.

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The insurance company will assess your group using a number of criteria, including the size and location of your company and the ages of your employees, to arrive at the final monthly rate, or premium.

As part of the Affordable Care Act, the health of your employees, including pre-existing conditions, no longer impact group health insurance rates.

And, you have to let your employees know that they have access to guaranteed coverage in the individual market, and that they may be eligible for government subsidies if the coverage you provide them is not deemed to be affordable under the law.

Beginning in 2016, businesses with the equivalent of 50 or more full-time employees must provide "affordable" health insurance or pay a tax penalty.

Regardless of your claims history or credit history, we encourage you to contact us to discuss your many possibilities.

We understand business — and we can find coverage that provides the health care options you desire while still making good business sense for you.For the same plan, the premiums quoted on e Health should match premiums quoted from any other source, assuming the requested employee information, effective dates, and plans selected are the same.If the premiums do not match, it's likely that the employee information entered is somehow different.While many large companies have dedicated human resource professionals to handle employees’ health insurance policies, this can be ineffective for start-ups and smaller businesses.Our extensive menu of insurance providers allows us to offer a variety of insurance solutions to you.It can prove difficult to meaningfully compare group health plans without the help of an agent.Our friendly and knowledgeable agents have the industry experience and expertise to discuss your lifestyle and health care insurance goals.In many cases, there are more health insurance providers to choose from.You may find that there is a limited selection of online health insurance plans quoted versus dealing with an agent.Those monthly premiums are then split between the employer and employees. ” - Tabatha, Nevada “I was unsure about choosing the right health plan for my business. e Health gave me the assurance I needed to find the right health plan.” - Any Screen Inc., Colorado “e Health guided me to the best options in health insurance for my business.“Before working with e Health I thought buying group health insurance would be difficult. I felt very comfortable with the process and the results.

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